Business & Commercial Law

Independent Legal Advice Certificates.

Solicitor's certificates for guarantors and third parties to a loan or lease - 48-hour turnaround, fixed fee.

Solicitor's Certificate

Independent legal advice certificate Victoria.

48 Hrs
Turnaround
$1,500
Fixed fee, incl. GST

A solicitor's legal advice certificate is a formal document issued by a qualified solicitor that confirms they have provided legal advice to an individual or entity - most commonly a guarantor to a loan or lease. Lenders require it as evidence that the guarantor understood what they were signing, independent of the borrower.

We provide a fast, fixed-fee independent third-party solicitor service for guarantors across Melbourne, with same-week appointments and a 48-hour turnaround on the finished certificate.

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What's Included

The certificate typically includes.

  1. 01

    Solicitor's Information

    Name, practising certificate number, and firm details of the solicitor providing the advice.

  2. 02

    Client Information

    Full name and details of the guarantor or party receiving independent advice.

  3. 03

    Description of the Matter

    A clear summary of the loan, lease, or guarantee the advice relates to.

  4. 04

    Advice Given

    Confirmation that the risks and obligations were explained in plain English.

  5. 05

    Date and Signature

    Signed and dated by the solicitor to confirm the advice was properly given.

Independent third-party solicitor.

To be effective, the advice must come from a solicitor who is genuinely independent of the lender and the borrower. We act only for the guarantor in these matters - never for the bank, and never for the person whose debt is being guaranteed - so the advice you receive is unambiguously in your interest.

FAQs

Common questions.

What is a certificate of independent legal advice in Australia?
It's a signed document from a solicitor confirming that a guarantor or other party received independent legal advice on the effect and risk of an agreement before signing it - typically required by a lender before a loan or lease guarantee is accepted.
What is the purpose of a solicitor's certificate?
It protects the lender against a later claim that the guarantor didn't understand what they signed, and it protects the guarantor by ensuring they actually received a plain-English explanation of their obligations and risk before committing.
Do guarantors need independent legal advice?
In almost all cases, yes. Most banks and commercial lenders will not accept a guarantee without it, and it's genuinely in the guarantor's interest to understand the extent of their exposure before signing.
Does a guarantor need a solicitor?
Yes - the advice must come from a qualified, independent solicitor, not a friend, accountant, or the borrower's own lawyer. We handle this as a same-week, fixed-fee appointment.

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